Pre-Foreclosure SMS Text Script

PRE-FORECLOSURE SMS OUTREACH SCRIPTS
These SMS script variations are designed for outreach to homeowners who have received a Notice of Default (NOD) or are otherwise in pre-foreclosure status. Each script is written to fit comfortably within 160 characters for reliable single-message delivery across all carriers. Rotate between variations to avoid spam filter detection and improve response rates. Always ensure compliance with TCPA regulations and only contact phone numbers where you have established a permissible purpose or prior express written consent.
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LEGAL COMPLIANCE NOTE:
IMPORTANT — TCPA Compliance: Before sending any SMS messages, ensure all of the following: (1) You have a permissible purpose to contact the recipient or obtain prior written consent; (2) Your business is registered with A2P 10DLC (Application-to-Person 10-Digit Long Code) if sending at volume; (3) All messages include your business name and opt-out language where character count allows; (4) You maintain a current Do-Not-Contact list and honor all opt-out requests immediately; (5) You do not send messages before 8 AM or after 9 PM in the recipient's time zone. Failure to comply with TCPA regulations can result in fines of $500 to $1,500 per message, plus attorney fees and class-action exposure.
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VARIATION 1: Initial First Touch — Empathy Opener
Script: "Hi [Owner Name], I'm [Investor Name]—a local cash buyer. I help homeowners in tough spots sell fast & avoid foreclosure. No obligation. Can we talk? [Phone Number]"
Character Count: Approximately 155 characters
Best Use: First contact, cold outreach to newly identified pre-foreclosure leads
Follow-Up Timing: Wait 3 to 5 days before sending next variation if no response
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VARIATION 2: Direct Value Offer
Script: "Hi [Owner Name]—[Investor Name] here. I buy homes AS-IS for cash in [City]. Fast close, no repairs needed. May I make you an offer on [Street Address]? [Phone Number]"
Character Count: Approximately 158 characters
Best Use: Owners showing significant equity in public records or property tax records
Follow-Up Timing: 3 days after Variation 1 if no response received
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